We Can Handle All Your Needs

You have worked hard to get where you are today. It is important that your financial plan works hard to meet your weath retention, estate planning, business succession, and and executive benefit goals. At Leary & Associates, we have been assisting clients since 1985 to meet those goals.

WEALTH RETENTION, ESTATE PLANNING, BUSINESS SUCCESSION,
EXECUTIVE BENEFITS

Working with your other trusted advisors, we can help develop and execute wealth retention strategies so you can:

Maintain your lifestyle in retirement
Minimize income, capital gains and inheritance taxes
Leave an estate for your heirs
Ensure your business will continue to run smoothly and profitable now and at the time of transition.
Establish and maintain a charitable giving legacy

You have worked hard for what you have today. Let's make sure these assets are there to work for you.

WEALTH RETENTION

Working with your other trusted advisors, we can help develop and execute wealth retention
strategies so you can:

Maintain your lifestyle in retirement
Minimize income, capital gains and inheritance taxes
Leave an estate for your heirs Equalization and Charitable Giving.
Ensure your business will continue to run smoothly and profitable now and through the
time of transition.
Establish and maintain a charitable giving legacy

You have worked hard for what you have today. Let us ensure these assets work for you.

ESTATE PLANNING

Succession planning is critical to supporting the Estate Planning is important, no matter the size of your estate. It allows you to dictate what happens to your assets after you are gone. Without proper estate planning your assets could end up in legal limbo for years. You have no control of who gets what and how assets are distributed. You have no control over who is the guardian of your children. This can create an unfair burden on your heirs and family. Proper planning can prevent this as well as potential savings in gift tax and estate tax. Do this for the people you love.

Life insurance has many roles in estate planning. It can provide liquidity where it is needed and can be leveraged to provide a great amount of cash to help pay estate taxes. It can also be used for estate equalization and charitable giving.

At Leary & Associates, we will work with your advisors to tailor an estate plan that meets you and your family’s goals, and we will continue to work with your advisors to ensure your plan remains up to date.

BUSINESS SUCCESSION PLANNING

Succession planning is critical to supporting the effective transition of a business from one
owner to the next; whether that transition occurs due to a planned exit by the owner like the
owner's retirement, or an unexpected or tragic event like death or disability. Without a plan in
place a thriving business could fail in an instant, jeopardizing the financial futures of all those
who rely on the business and its continued success..

A business succession plan helps you transfer ownership and management of your business in
the event of your death, retirement or disability. The plan can set the price of each owner's interest in the business, ensure that money will be available to transfer ownership of this
interest, and potentially provide a deceased owner's family with necessary funds.

Life insurance can fund the buy/sell and key person insurance. It can also provide liquidity to the
business when it needs most by leveraging the funds you have.

wadden-sea-tidal-marsh-mud-flat-2021-08-26-16-38-10-utc.jpeg

EXECUTIVE BENEFIT PLANNING

Executive benefit planning is the process of designing and implementing benefit programs that
cater to the unique needs of executives and other high-level employees in an organization. The
purpose of these programs is to provide additional compensation and incentives to top-performing employees and to help retain and attract top talent.

There are several types of executive benefit plans to suit your company’s goals: